Golden Visa for Property Investors (Property Over AED 2M Worth)

The Golden Visa for property investors UAE has made a significant difference. Those buying property with AED 2 million or more can get a renewable residency visa valid for 10 years. With this type of Visa, you won’t need to apply for renewal every two years. Fewer difficulties mean you can enjoy your life, work, and study experience here.

The Golden Visa AED 2M property requirement is easy to understand. You qualify if your property’s value, or the combined value, is AED 2 million or greater. Off-plan properties are now included in these packages! You may also choose to take out a mortgage from banks endorsed by the government. If you wish to move to Dubai by purchasing property, the present moment is the best time to do it.

Whatever your purpose, UAE residency by property, whether it’s to become a permanent resident, retire in style, or lay out a secure life for your family, this Visa fits the bill.

Benefits of Holding a Golden Visa

Obtaining a visa through investment in UAE properties provides a safe and flexible way of living. It is not limited to giving residency alone. The perks of being on your last well beyond your family days. Additionally, thanks to the new and relaxed rules, it has become much easier. Therefore, here’s why this Visa is worthwhile.

1. Long-Term Residency

Most importantly, you can apply for a 10-year renewable residency in the UAE. No need to apply for a new visa every few months. Keep stress at bay, look forward to your future, and build your life with confidence.

2. Family Sponsorship

In addition, you can apply for sponsorship for any of your children, regardless of their age. Share a home in the UAE. No extra expense is required. It’s ideal for families who prefer to stay together and maintain a stable environment.

3. You don’t need a job to get started

You don’t need to seek sponsorship from family or employers for this Visa. You don’t need to worry about hiring an employer. As a result, you can take advantage of both freedom and complete legal rights in the UAE.

4. We Simplify Banking

If you return home, open a bank account for either your personal life or your business. It’s easy to take out loans and make investments. Because of the Visa, you have better control over your money and banking in the UAE.

5. Lifestyle Perks

What’s especially notable is that Golden Visa holders get to enjoy unique benefits. You will find your lifestyle significantly improved with discounts, access to excellent schools and hospitals, and this Visa.

6. The Worth of Real Estate

In addition, the UAE’s property market is experiencing fast growth. Rental income and capital gains are two benefits you might gain from your investment. In short, it’s both your Visa and an added advantage.

This Visa simplifies and secures life for those seeking a Golden Visa for property investors UAE. With homeownership, you won’t have to worry about renewing your Visa each year.

Golden Visa Through property Investment

How can one get a UAE visa for investors who purchase real estate?

AED 2 million must be spent on property to qualify for the Visa. There can be one property alone or multiple properties applied together. Gaining profit by purchasing off-plan Properties from recognized developers is another realistic option.

Even better? From 2024, selected banks in the UAE will offer mortgages. You don’t have to pay half of the fee when you apply now. It is a huge change! Now, more individuals can be eligible for a property investment visa in Dubai.

You must list properties in your name or your spouse’s name. If you still owe money on the house, you should get a No Objection Certificate (NOC) from your bank.

Dubai-Specific Real Estate Investment Path

What makes property investment Dubai so popular?

• A growing number of people are entering the market. ROI is high.
• The government passes laws that favor investors in Dubai.
• You can still qualify for a mortgage if you buy a place that is being constructed.
• Dubai is situated in a strategic location for both business and tourism.

The Dubai real estate visa will help you live in one of the world’s fastest-changing cities. If you’re looking for an apartment by the sea or a family villa, Dubai has many to choose from.

Many investors are seizing the opportunity to blend their work and personal life. When you buy property here, it opens up the chance to start a company in Dubai and makes you more likely to stay.

Requirements for Acquiring a Golden Visa

You can now obtain a property for the Golden Visa much more easily. But you need to follow some main guidelines. This way, you check if the investment is genuine. As a first step, we’ll explore the main things you have to consider. Adding these steps one by one improves your entire information security.

1. Property Ownership

To apply, you must have an AED 2 million property or a greater value. Whether alone or with your spouse, this is a must.

2. Ownership Proof

After that, collect a letter from the Land Department. You need to demonstrate that you own the property and that it meets the set value for the loan.

3. Mortgage Allowance

You may choose to borrow money and use a mortgage for a real estate purchase as well. Ensure the bank is licensed and backed by the government.

4. There’s no Residency Requirement

You do not have to make the UAE your permanent home. Your Visa will be valid so long as you follow all the rules.

5. Period for Homeownership

You need to wait for at least two years before selling your property. You could lose your Golden Visa if you don’t meet the rules.

6. Health Insurance

Additionally, you need to have proper health insurance. Every member of your family should have health insurance while living in the UAE.

7. A clean background when it comes to crime.

It is also possible that some applicants will require a police clearance certificate. It means that you haven’t been involved in major offenses in the UAE.

If these are true for you, let’s celebrate! You’re getting close to obtaining a Golden Visa for property investors UAE.

Who Can Apply for a Golden Visa in UAE?

The UAE Golden Visa 2025 offers individuals various pathways to qualify for residency. You don’t have to be an investor to use it. In truth, people from a wide variety of backgrounds can be considered. No matter whether you’re a property owner, a top student, or a useful worker, there’s a good chance this Visa could be right for you.

1. Those buying property worth more than AED 2 million in Dubai

To begin, only foreign investors with a minimum of AED 2 million in property can apply. It means properties that approved developers have successfully developed.

2. The practice of executives & CEOs

Moreover, CEOs and managers with experience who earn over AED 30,000 per year and have a strong background are also eligible for a 10-year visa.

3. Small businesses & their founders

You can be granted a Golden Visa as an entrepreneur if your company abroad or in the UAE achieves positive results.

4. Excellent doctors, scientists and athletes

Outstanding medical, science, sports, or artistic professionals might also be eligible. Among these are well-known awards, granted patents, and original innovations.

5. High-Achieving Students

Applicants with outstanding academic records, at home or abroad, are welcome to apply. We are talking about high school toppers and top university graduates.

6. Retirees who live in or own property in the UAE

If you are 55 or older and have at least AED 1 million in savings, property, or a stable income, you can use the Golden Visa to obtain long-term residency.

An investor visa Dubai property is the quickest and most favored option for real estate investors. You can become a resident without bothering with running a business under this scheme.

Cost of the Golden Visa UAE

We’ll review the fees involved for the Golden Visa for property investors UAE.

These rates are approximate and don’t include insurance or agent fees. Nonetheless, for a 10-year long-term residency UAE, it’s a good bargain.

Compare that with renewing a 2-year visa several times—it mounts up. The GDRFA Dubai real estate visa is not only easier, it’s cheaper.

How to Apply for a Golden Visa

Here’s the step-by-step way to apply forGolden Visa UAE: it’s easier than ever. If you stick to each step, it will be smooth. So, get your documents beforehand, remain organised, and ensure your property adheres to the value. In between, here’s an easy guide to assist you in getting started with your application.

1. Purchase property

First, buy a completed or off-plan property of a minimum AED 2 million value. You may be eligible for a mortgage facility from UAE-approved banks if required.

2. Obtain Ownership Letter

Secondly, apply for a letter from the local Land Department. This letter should verify that you own the AED 2 million property in the UAE.

3. Set Documents

Additionally, ensure that all necessary documents are ready. Your passport, Emirates ID copy, ownership proof, and NOC from the bank if your property is mortgaged.

4. Go to the Amer Centre or the Online Portal

Next, visit an Amer centre in Dubai or apply online through the official portal. Get your documents submitted and pay the visa application fee.

5. Medical Test

Then, book a medical check-up and take it. This is a routine health test required by the UAE authorities for all applicants seeking long-term visas in the country.

6. Obtain Emirates ID

After your application has been approved, apply for your Emirates ID. The card is valid for 10 years and is used for everyday activities in the UAE.

7. Receive a Visa

Lastly, after all has been completed and ratified, come and pick up your Visa. And now, you can obtain a Golden Visa for property investors UAE. Welcome to your new home!

That’s it! UAE property visa requirements are now simpler, particularly with new mortgage rules.

Get Help From Us

It might appear daunting to start your Golden Visa experience, but do not worry; we will assist you with ease. Our expert team of business setup experts in Dubai is here to accompany you through every step of the process. We do not simply provide business setup consultants in Dubai; we assist you in selecting the best property, learning visa regulations, and arranging your documents properly. Secondly, we provide real estate investment consultation, Golden Visa assistance, mortgage approval service, and legal documentation as well. 

Even better, if you wish to expand your future life in the UAE, we can also assist you with Company formation in Dubai. So, you don’t only acquire a new home; you get to develop a new business as well. Let’s start today.

FAQs

Q1. Can I obtain a Golden Visa when I take a mortgage?

Yes, you can! In 2024, the UAE permits mortgages from authorized banks. But the property price must still be at least AED 2 million.

Q2. Can I purchase two or three properties for and total of AED 2M?

Yes, absolutely. You may combine up to three properties. However, please note that the combined value must be a minimum of AED 2 million to qualify.

Q3. Do I have to reside in the UAE forever?

No, not at all. You may be abroad and maintain your Golden Visa. You only need to make sure that your property remains in your name.

Q4. What if I sell the property within 2 years?

If you sell it within 2 years, your Visa will be canceled. Please continue to wait, and don’t miss out on the benefit.

Q5. Could my family also obtain visas?

Yes, they can. You can sponsor your spouse and your unmarried children of any age. It makes family life simple and safe.

Q6. Is health insurance compulsory for the Golden Visa?

Yes, it is compulsory. You and your family members are meant to have UAE active health insurance. It ensures that you are well taken care of during your stay.

Q7. How much time does it take for the Golden Visa?

It is generally 2–4 weeks from the date of application. But it may be otherwise. So, prepare your papers so that there is no delay.

Q8. Is the off-plan property suitable?

Yes, it is. Off-plan properties are now fine. However, the project must be from a licensed developer and priced at AED 2 million or more.

Conclusion

The Golden Visa for property investors UAE is not merely a visa—it’s a step up to your lifestyle. It gives you stability, freedom, and access to one of the world’s best places to live and invest. If you are looking for a Dubai property investment visa or want to combine it with a business setup in Dubai, the time to act is now. With relaxed rules, easier access through mortgages, and rising property values, this is your moment.

Let our experts help you make your UAE visa through property investment a reality. From buying your property to dealing with your GDRFA Dubai property visa application—we’re right there with you.